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西联汇款是一种便捷的收款方式,能方便你接收亲友和老板的转账。西联汇款可以在2-5个工作日内把钱直接转到银行账户,或者在几分钟内转到手机钱包,还可以在西联汇款的任何合作网点直接取现,通常汇款后一天内就能收到。把你的准确信息和最便利的收款方法提供给汇款人,然后让汇款人在转账后把监控号告诉你。
步骤
- 把你的银行账户信息发给汇款人。汇款人需要银行名称、银行卡号、银行代码才能给你转账。如果对方是你信任的熟人或者是合法的知名公司,你才可以把这些信息发给对方。[1]
- 你可以打电话或登录银行网站查询卡号和银行代码。
- 确保汇款人知道你银行账户的全名。例如,如果你的银行账户是William H. Smith,而你的朋友在转账申请表上写的是“Billy Smith”,那你就无法收到这笔钱,一定要确认对方知道你正确的全名。[2]
- 如果是跨国转账,你要提供国际银行帐户号码和/或银行国际代码。打电话或在银行网站上查看这些信息。[3]
- 你要等2-5个工作日才能收到转账。在大多数的情况中,钱会在2-5个工作日内直接转到你的银行账户。汇款人会拿到一张收据,上面会注明预计到账时间。[4]
- 查看余额,看钱有没有到账。登录线上账户、打电话或者亲自去银行看钱有没有到账。到账日期不会超过5天或收据上的预计日期。[5]
- 用汇款监控号(MTCN)查看转账情况。汇款人拿到的收据上有一个汇款监控号,你可以凭这个号码在西联汇款的网站或应用上查看转账详情。[6]广告
- 你得把身份证上的全名和住址发给汇款人,然后才能从西联汇款取现。即使你身份证的住址与目前住址不一样,也要提供身份证上的住址。[7]
- 记下汇款人的全名和住址。询问转款人姓名及住址,你取现的时候得提供这些信息。[8]
- 去最近的西联汇款网点。任何网点都可以取钱,用西联汇款的线上工具(https://locations.westernunion.com/ )查看离你最近的网点。
- 出示身份证,身份证上的姓名和住址要和汇款人填写的信息一致。要使用有效的身份证。[11]
- 提供汇款人姓名、住址以及监控号,还需要知道转账金额。在有些国家或地区,你可能还得回答汇款人提前告诉你的安全问题。[12]广告
参考
- ↑ https://wucare.westernunion.com/care/s/article/Sending-money-directly-to-a-bank-account?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/Sending-money-directly-to-a-bank-account?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/Sending-money-directly-to-a-bank-account?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/Will-the-receiver-be-notified-when-the-money-is-in-their-bank-account?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/Will-the-receiver-be-notified-when-the-money-is-in-their-bank-account?language=en_US
- ↑ https://wucare.westernunion.com/s/article/How-can-I-find-the-Money-Transfer-Control-Number-MTCN?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/How-can-my-receiver-get-the-money?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/How-can-my-receiver-get-the-money?language=en_US
- ↑ https://wucare.westernunion.com/s/article/How-do-I-find-the-status-of-my-money-transfer?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/Will-the-receiver-be-notified-when-the-money-is-in-their-bank-account?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/How-can-my-receiver-get-the-money?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/What-does-my-receiver-need-to-pick-up-their-money?language=en_US
- ↑ https://www.wellsfargo.com/mobile-payments/mobile-wallet-basics/
- ↑ https://wucare.westernunion.com/s/article/What-do-I-need-to-send-money?language=en_US
- ↑ https://wucare.westernunion.com/care/s/article/When-can-the-receiver-pick-up-the-money-I-sent?language=en_US
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