This article was co-authored by Kim Bates and by How.com.vn staff writer, Ali Garbacz, B.A.. Kim Bates is an Enrolled Agent and the Founder of Central Florida Tax Services in Orlando, Florida. Established in 2007, Central Florida Tax Services is a full-service virtual tax firm specializing in taxpayer representation before the Internal Revenue Service, with a focus on payroll tax issues. With over 20 years of experience in tax and financial matters, Kim has handled everything from small tax controversy cases of unfiled tax returns to complex international audits. She has obtained the Enrolled Agent designation offered by the IRS and is also a certified Notary Public.
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Need to split a dinner bill or pay back a friend for concert tickets? Even if one or both of you don't have a bank account, there are plenty of ways to send money. We've rounded up the 9 best options available to you for sending money to someone when a bank is out of the equation. Keep reading to find the method that will work best for you.
Things You Should Know
- Use online payment services like PayPal, Venmo, and Cash App to instantly send money.
- Give the other person a prepaid debit card, a store gift card, or a Visa gift card that they can use to make purchases.
- Send cash, a check, or a money order for a smooth offline transaction between you and someone who doesn’t have a bank account.
Steps
Expert Q&A
Tips
Warnings
- Sending cash through the mail comes with the risk of it getting stolen along the delivery route. Instead, deliver cash directly to the other person, or leave it for them in a secure location, such as a locked mailbox.Thanks
Expert Interview
References
- ↑ https://www.aarp.org/home-family/personal-technology/info-2021/privacy-concerns-mobile-payment-apps.html
- ↑ https://www.paypal.com/us/cshelp/article/how-do-i-withdraw-money-by-check-and-how-long-will-it-take-help486?app=searchAutoComplete.
- ↑ https://www.forbes.com/advisor/money-transfer/cash-app-vs-venmo/
- ↑ https://pay.facebook.com/messenger/
- ↑ https://www.business.com/articles/google-pay-vs-apple-pay-vs-samsung-pay/
- ↑ https://www.consumerreports.org/cro/2012/03/the-best-ways-to-send-money-abroad/index.htm
- ↑ https://www.walmart.com/cp/online-money-transfers/1089406
- ↑ https://www.consumerfinance.gov/ask-cfpb/how-do-i-shop-for-buy-a-prepaid-card-en-395/
- ↑ https://www.practicalmoneyskills.com/assets/downloads/pdfs/PracticalMoneyGuides-PrePaidCardBasics.pdf
- ↑ https://www.practicalmoneyskills.com/assets/downloads/pdfs/PracticalMoneyGuides-PrePaidCardBasics.pdf
- ↑ https://www.nerdwallet.com/article/banking/money-orders
- ↑ https://www.abcactionnews.com/lifestyle/holiday/sending-a-cash-gift-in-the-mail-here-are-some-safer-options
- ↑ https://faq.usps.com/s/article/Registered-Mail-The-Basics
- ↑ https://www.usnews.com/banking/articles/how-to-cash-a-check-without-a-bank-account
- ↑ https://www.paypal.com/us/cshelp/article/what-is-the-cash-a-check-service-in-the-paypal-app-help482
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